Queensland operates a CTP scheme administered by MAIC, with general damages calculated using the Injury Scale Value (ISV) framework under the Civil Liability Regulation 2014.
Queensland operates a CTP scheme administered by the Motor Accident Insurance Commission (MAIC). General damages in PI cases are calculated using the Injury Scale Value (ISV) framework under the Civil Liability Regulation 2014. Future earning capacity is capped at three times average weekly earnings. Limitation is three years.
★ statute of limitations
3 years from discoverability
Limitation of Actions Act 1974 (Qld)
★ fault rule
Common-law contributory reduction
Contributory-negligence reduction under Civil Liability Act 2003 (Qld).
★ QLD · statutory caps
What caps recovery.
Caps and ceilings imposed by Queensland law that bear on settlement values.
Injury Scale Value cap
Civil Liability Act PI
AU$200k+ at ISV 100
Civil Liability Regulation 2014 (Qld)
★ QLD · key facts
What makes Queensland different.
The handful of details that distinguish this jurisdiction from its neighbours.
★MAIC administers CTP scheme
★ISV calculation under Civil Liability Regulation
★3-year limitation
★Future earning capacity capped at 3× AWE
★ other Australia jurisdictions
Compare across Australia.
How Queensland compares to its sibling jurisdictions in Australia on fault rule and limitation period.
Common questions about personal injury claims in Queensland, answered with the relevant statutory references.
What is the statute of limitations for personal injury claims in Queensland?
3 years from discoverability. Source: Limitation of Actions Act 1974 (Qld). Filing after the period expires generally bars the claim absent a recognised tolling exception (minority, incapacity, or in some jurisdictions delayed discovery of the injury).
Yes — Queensland applies the following caps: Injury Scale Value cap (AU$200k+ at ISV 100) under Civil Liability Regulation 2014 (Qld). See the caps section above for the conditions under which each applies.
Does Queensland operate a no-fault auto insurance scheme?
Queensland applies partial no-fault provisions. Limited PIP-style first-party benefits may be required, but the underlying tort right is preserved.
How are settlements typically valued in Queensland?
Practitioners and adjusters in Queensland value claims using the same building blocks applied across Australia: medical specials, future care projections, lost earnings (past and future), and general damages for pain and suffering. The fault rule (common-law contributory reduction) and any applicable cap then adjust the gross figure. Caps in this state can compress the upper end of the band materially, particularly in catastrophic-injury cases.
Should I hire a Queensland attorney for a personal injury claim?
For anything beyond a clear soft-tissue claim with admitted liability and modest damages, yes. Queensland's fault rule and any applicable caps materially affect the calculus, and adjusters value represented claims significantly higher than unrepresented ones. Most Queensland personal injury attorneys work on contingency (no fee unless you recover), with fees typically in the 33–40% range.
This page summarises the Queensland statutory framework as of 2026-05-09. It is not legal advice. Statutes change, published verdicts move, and the position within any band depends on facts the page can't see. For representation, consult an attorney qualified in Queensland. See /methodology, /sources, and /disclaimer.