German personal-injury claims are valued against the Schmerzensgeldtabelle, a published compilation of court decisions on Schmerzensgeld organised by injury category and severity.
Germany has no formal statutory quantum scale; instead, practitioners and courts work from the Schmerzensgeldtabelle, a commercial compilation of thousands of reported decisions on Schmerzensgeld (pain and suffering) under Section 253 BGB. The leading editions are Hacks/Wellner Schmerzensgeldbeträge and Beck'sche Schmerzensgeldtabelle.
The Schmerzensgeldtabelle organises decisions by injury category and severity, allowing a practitioner to identify a band of comparable awards. Courts cite the table entries by case number when assessing general damages; the practice has the effect of producing predictability without statutory formalisation.
Statutory liability for motor vehicles under Section 7 of the Straßenverkehrsgesetz (StVG) imposes strict liability on the keeper of the vehicle. Limitation under Section 195 BGB is three years from the end of the year in which the claimant knew of the harm.
Indicative settlement values. Each row names its source or is marked as a MyClaimWorth estimate. These are starting points for valuation, not quotes for any specific case.
| Injury type | Band |
|---|---|
| Whiplash Grade I (HWS-Distorsion leicht) | €1,500 to €4,000MyClaimWorth estimate |
| Whiplash Grade II/III | €8,000 to €18,000MyClaimWorth estimate |
| Back, moderate | €15,000 to €40,000MyClaimWorth estimate |
| Severe brain injury | €200,000 to €800,000+MyClaimWorth estimate |
| Femur fracture | €10,000 to €30,000MyClaimWorth estimate |
| Medical negligence (non-fatal) | €50,000 to €400,000MyClaimWorth estimate |
| Workplace injury (gesetzliche Unfallversicherung) | Statutory accident-insurance benefits, no Schmerzensgeld from the employerDGUV cover replaces employer liability; Schmerzensgeld lies only where the employer acted intentionally (SGB VII paras 104-105). |
BGB § 195, § 199
Limitation runs from the end of the year in which both the harm and the responsible party became known. Maximum cut-off of 30 years under § 199(2)(2).
BGB § 254. Strict liability for motor vehicles applies under StVG § 7; the keeper escapes only by proving force majeure.
Caps that bite on damages awards in Germany, ordered by impact.
Limited statutory caps apply on certain strict-liability heads (StVG vehicle liability cap on certain damages categories).
Each sub-jurisdiction has its own variations.
The procedural pathway from injury to settlement under Germany law.
Notification to the at-fault driver's liability insurer.
Treating physician records plus, in higher-value cases, an independent Gutachten.
Lawyer's demand referencing comparable Schmerzensgeldtabelle entries.
Most cases settle at this stage. A formal Anerkenntnis can be obtained.
If proceedings issue, the case is filed in the Amtsgericht or Landgericht depending on value.
Short, direct answers to the questions people ask most.
Vocabulary that comes up in any conversation about claim value in this jurisdiction.
Every claim turns on its own facts: severity, prognosis, recovery time, the medical paper trail, lost income, the applicable cap, and the published band that most closely matches. The figures on this page are illustrative, not a quote. For representation, consult a solicitor or attorney qualified in Germany. See our disclaimer for the full scope of what we do and don't do.
