Taiwanese personal-injury claims are valued under Civil Code Article 184 and 195, with motor injury supplemented by the Compulsory Automobile Liability Insurance Act.
Taiwan operates under a civil-law tort framework derived from the Republic of China Civil Code (民法). Article 184 governs general tort liability; Article 195 provides for non-pecuniary damages (慰撫金 wèifǔjīn). The Supreme Court has developed quantum bands through case law.
For motor injury, the Compulsory Automobile Liability Insurance Act (強制汽車責任保險法) provides a statutory minimum coverage layer; voluntary insurance covers excess. Comparative-fault reduction applies under Article 217.
Statute of limitations for personal injury is two years from knowledge of harm and responsible party, ten years from the tort, under Civil Code Article 197.
Indicative settlement values. Each row names its source or is marked as a MyClaimWorth estimate. These are starting points for valuation, not quotes for any specific case.
| Injury type | Band |
|---|---|
| Minor whiplash | NT$50,000 to NT$200,000MyClaimWorth estimate |
| Severe whiplash / persistent | NT$200,000 to NT$800,000MyClaimWorth estimate |
| Back, moderate | NT$500,000 to NT$2,000,000MyClaimWorth estimate |
| Severe brain injury | NT$3,000,000 to NT$10,000,000+MyClaimWorth estimate |
| Femur fracture | NT$300,000 to NT$1,200,000MyClaimWorth estimate |
| Medical negligence | NT$500,000 to NT$5,000,000MyClaimWorth estimate |
| Workplace injury (labour insurance) | Labour-insurance disability benefit by gradeOccupational Accident Labour Protection framework; employer civil liability runs in parallel with the insurance benefit. |
Civil Code art. 197
Discovery rule applies.
Civil Code art. 217. No bar threshold.
Caps that bite on damages awards in Taiwan, ordered by impact.
Statutory floor on CALI cover; voluntary insurance covers excess.
The procedural pathway from injury to settlement under Taiwan law.
Most motor claims settle with CALI-mandated and voluntary insurers using published quanta.
Mandatory mediation through the District Court Mediation Committee for many civil categories.
Suit filed in the District Court Civil Division.
Bench trial; appellate review through the High Court and Supreme Court.
Short, direct answers to the questions people ask most.
Vocabulary that comes up in any conversation about claim value in this jurisdiction.
Every claim turns on its own facts: severity, prognosis, recovery time, the medical paper trail, lost income, the applicable cap, and the published band that most closely matches. The figures on this page are illustrative, not a quote. For representation, consult a solicitor or attorney qualified in Taiwan. See our disclaimer for the full scope of what we do and don't do.
