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MyClaimWorth
FL
Miami · Southeast · 450,000 (city), 6.2M (metro)

Personal injury in
Miami.

By 6 min read

Miami personal injury settlements are in flux post-HB 837 (March 2023), which converted Florida from pure comparative to modified-51 fault and halved the negligence limitation period.

Miami personal injury practice was upended by Florida HB 837, signed into law in March 2023. The bill flipped Florida from pure comparative negligence (where plaintiffs recovered proportionally at any fault percentage) to modified-comparative with a 51% bar, halved the general negligence limitation period from four years to two (Fla. Stat. § 95.11(4)(a)), and overhauled the bad-faith and attorney-fee frameworks.

For cases that accrued before March 24, 2023, the old framework continues to apply; cases accruing after fall under the new regime. The transitional period is creating a meaningful split in how practitioners value claims, with the same fact pattern potentially worth materially different amounts depending on the date of injury.

Miami-Dade County Circuit Court (11th Judicial Circuit) and Broward County Circuit Court (17th) handle the bulk of metro filings. Cruise-ship and maritime claims are a Miami specialty given the port's dominance — most cruise lines' passenger contracts mandate venue in the Southern District of Florida federal court.

principal courts
  • Miami-Dade County Circuit Court (11th Judicial Circuit)
  • Broward County Circuit Court (17th)
jury tendency
Plaintiff-friendly

Miami-Dade juries have historically been among the most plaintiff-friendly in Florida; tort reform under HB 837 (2023) substantially altered the calculus by introducing a modified-51 bar and shorter limitation.

Miami · dominant claim categories

What people file for.

The injury types that drive the bulk of personal injury filings in Miami.

  • Auto (PIP threshold)
  • Slip and fall (resort / hospitality)
  • Cruise ship / maritime
  • Hurricane property-related

Florida HB 837 (March 2023) flipped the state from pure comparative to modified-51, halved the negligence limitation from 4 years to 2, and revised the bad-faith framework — the most consequential PI reform in any US state in the past two decades.

Miami · local facts

What makes Miami distinctive.

The handful of details that distinguish this metro from elsewhere in the country.

Miami · frequently asked

Common questions.

Common questions about personal injury claims in this metro.

other US metros

More US cities.

Other United States cities covered on the site.

editorial note

This page summarises the Miami personal injury landscape as of 2026-05-09. It is not legal advice. For representation, consult an attorney qualified in the relevant bar. See /methodology, /sources, and /disclaimer.