Quebec is Canada's only civil-law jurisdiction and operates a SAAQ no-fault auto scheme that bars tort recovery for motor injury since 1978. For fracture claims specifically, the band is built from the Andrews v Grand & Toy non-pecuniary cap framework and then adjusted for Quebec's no-fault statutory scheme and any applicable statutory cap.
Quebec operates within a no-fault statutory scheme that channels fracture claims away from common-law tort recovery and into a first-party benefits framework. The scheme typically requires the claimant to exhaust statutory benefits (medical, wage loss, rehabilitation) before a residual tort claim becomes available, and even then only above an impairment or expense threshold. This materially compresses the lower end of the fracture settlement band relative to traditional tort jurisdictions.
Quebec's caps (andrews cap (non-pecuniary)) apply to the non-economic component of fracture damages and can compress upper-tier verdicts. The exact application depends on the cause of action and the head of damage; the caps section on this page sets out each ceiling and the conditions under which it bites.
★ band · Canada federal frame
C$20,000 – C$100,000
Wrist or arm fracture
Reported decisions
The Canada band is the starting point. Quebec's fault rule and any applicable cap then adjust the figure.
★ QC · statute of limitations
3 years for civil action under Civil Code
Code Civil du Québec, art. 2925
★ QC · fault rule
No-fault statutory scheme
Motor injury is administered under SAAQ no-fault scheme — no tort recovery available for motor injury. Civil-code damages apply outside the motor sphere.
★ QC · caps
What caps recovery.
Statutory caps that may bear on a fracture settlement in Quebec.
Andrews cap (non-pecuniary)
Non-pecuniary loss in non-motor PI
~C$430,000+ (applied via Civil Code)
Andrews trilogy applied through Civil Code
★ fracture · neighbouring jurisdictions
Compare to neighbours.
How Quebec's fault rule and limitation period compare to other Canada jurisdictions for fracture claims.
Each answer is independently coherent and references the relevant statute or authority document.
How much is a fracture claim worth in Quebec?
Quebec fracture settlements track the federal Canada band of C$20,000 – C$100,000, adjusted for Quebec's fault rule (no-fault statutory scheme) and any applicable state cap. The position within the band turns on severity, prognosis, recovery time, and the strength of the medical paper trail.
What fault rule applies to fracture claims in Quebec?
No-fault statutory scheme. Motor injury is administered under SAAQ no-fault scheme — no tort recovery available for motor injury. Civil-code damages apply outside the motor sphere.
What is the statute of limitations for fracture claims in Quebec?
3 years for civil action under Civil Code. Source: Code Civil du Québec, art. 2925. Filing after the period expires generally bars the claim absent a tolling exception.
Do Quebec's damages caps reduce fracture settlements?
Yes — Quebec applies the following caps that may bear on a fracture claim: Andrews cap (non-pecuniary). Caps are applied to the gross award before any fault-allocation reduction.
Does Quebec require no-fault first-party recovery for auto-related fracture claims?
Yes. Quebec requires PIP first-party recovery before tort-based claims. Société de l'assurance automobile du Québec (SAAQ) administers no-fault auto. No tort recovery for motor injury since 1978 reform.
Should I hire a Quebec fracture attorney?
For all but the most modest claims, yes. Quebec's fault rule and caps materially affect the calculus, and adjusters value represented claims significantly higher. Most Quebec personal injury attorneys work on contingency (33–40% typical), with no fee unless you recover.
Figures on this page are starting points: the Canada band adjusted for Quebec's statutory framework. They are not quotes for any specific case. For representation, consult an attorney admitted in Quebec. See /methodology, /sources, and /disclaimer.