Modified comparative negligence

A doctrine that reduces a claimant’s damages by the percentage of fault attributed to them.

A rule that bars a claimant from any recovery if they bore any responsibility for their own injury.

A rule that allows a claimant to recover damages even if they were 99% at fault, with the award reduced by their percentage of fault.

A rule that prevents a defendant from reducing damages by amounts the claimant has already received from independent sources (insurance, employer benefits, etc.).

The Statutory Accident Benefits Schedule, the Ontario regulation governing first-party accident benefits paid by an injured driver’s own insurer.

A scheme under which an injured person’s own insurer pays defined benefits regardless of who caused the accident, with the right to sue restricted to cases that meet a serious-injury threshold.