Fracture claim values
in Singapore.

• WICA medical expense cap
  Workplace injuries claimed under WICA
  S$45,000 + S$36,000 outpatient

  Statutory caps on medical and outpatient expenses.

• WICA permanent incapacity cap
  WICA permanent incapacity claims
  S$289,000 maximum

  Calculated against statutory ceiling depending on age and incapacity percentage.

• WICA death cap
  WICA fatal claims
  S$225,000 maximum

  Statutory benefit ceiling.

1. 1
   Pre-action protocol

   Letter of demand setting out liability and quantum, supported by medical reports.

2. 2
   WICA route (workplace)

   Claim filed with the Ministry of Manpower; structured compensation calculated against WICA tables.

3. 3
   Court proceedings

   If WICA route not taken or not applicable, claim filed in the Magistrate's Court (≤S$60,000), District Court (S$60,000 to 250,000), or High Court for higher value.

4. 4
   Discovery

   Document discovery and interrogatories under the Rules of Court 2021.

5. 5
   Mediation

   Court-encouraged mediation through the Singapore Mediation Centre or the State Courts Mediation Centre.

6. 6
   Trial

   Bench trial; appellate review through Appellate Division and Court of Appeal.

A motorcyclist hit by a lorry in 2018, with fractures of the eye socket, the C3 vertebra, the collarbone, a finger and an open fracture of the lower leg, had pain and suffering raised from S$73,000 to S$97,200 to allow for inflation, and a total award of S$469,857.50 less RM98,219 before the 85% liability split. A cyclist hit by a motorcycle in 2021 received S$20,154 for a T4 fracture.

• Fauzi bin Noh v Zulkepli bin Husain
  High Court (Registrar) · 2025
  S$469,857.50 less RM98,219, at 85%

  On 1 February 2018 the plaintiff’s motorcycle collided with a lorry driven in the course of employment; liability was agreed at 85%. His injuries included fractures of the right eye socket, the C3 vertebra, the right collarbone and a finger, and an open fracture of the left lower leg. Pain and suffering was assessed at S$97,200, with loss of future earnings, earning capacity and special damages.

• Ng Gino Ernest v Ang Eng Peng
  State Courts · 2026
  S$20,154 for the fracture

  On 4 September 2021 the claimant was cycling when the defendant, riding a motorcycle, collided with him; default judgment was entered. The registrar awarded S$20,154 for a T4 fracture, S$1,343 for knee and forearm contusions and abrasions, and S$8,573 for future medical treatment. On appeal his claim for lost earnings of a company in which he held shares failed.

• How much is a fracture claim worth in Singapore?

  The band table on this page shows fracture values in Singapore by severity. The most severe matching band is S$25,000 to S$80,000, a MyClaimWorth estimate. The exact figure within the band depends on severity, prognosis, recovery time, the medical paper trail, and any percentage of fault attributed to the claimant under Singapore's comparative-fault rule.
• What is the statute of limitations for fracture claims in Singapore?

  3 years from date of injury or knowledge. Source: Limitation Act 1959, ss 6, 24A. Time runs from the later of the date of injury and the date of knowledge.
• Does fault allocation reduce a fracture settlement in Singapore?

  Civil Law Act s 3. No bar threshold. Reductions are calculated as a percentage of the total damages award before any cap is applied.
• Are there caps on fracture damages in Singapore?

  Yes — Singapore applies the following caps that bear on fracture claims: WICA medical expense cap; WICA permanent incapacity cap; WICA death cap. See the caps section on this page for the figures and the conditions under which each applies.
• How long does a Singapore fracture case take to resolve?

  Soft-tissue presentations commonly resolve within 6 to 12 months from medical stability. Complex cases with surgery or contested liability routinely take 18 to 36 months. Cases that proceed to trial commonly take 2 to 5 years. The procedural pathway on this page sets out the typical milestones in Singapore.
• Is settlement preferable to trial for a fracture claim in Singapore?

  For most Singapore fracture claimants, yes. The vast majority of personal-injury cases settle before trial. Settlement provides certainty, removes appeal risk, and resolves faster. Trial is appropriate where liability is genuinely contested or where the defendant's insurer is unrealistic about quantum given the published authority.