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CT
★ US · Northeast

Personal injury in
Connecticut.

By Reviewed by Abd Shanti, Founder7 min read

Connecticut applies modified-51 comparative fault with a partial PIP no-fault layer for medical expenses.

Connecticut operates modified comparative negligence with a 51% bar, recovery is available if the claimant is 50% or less at fault, reduced proportionally. Personal injury protection (PIP) coverage handles medical expenses up to policy limits regardless of fault, with tort recovery available above the threshold. The general PI statute of limitations is two years.

★ statute of limitations
2 years from date of injury

Conn. Gen. Stat. § 52-584

★ fault rule
Modified comparative, 51% bar

Modified comparative, recovery barred at 51% or more claimant fault.

★ CT · key facts

What makes Connecticut different.

The handful of details that distinguish this jurisdiction from its neighbours.

★ CT · by injury

Claim values by injury type.

Reported decisions, the limitation clock, and how fault is apportioned for each injury type under Connecticut law.

★ CT · court decisions

What Connecticut courts have decided.

Reported Connecticut decisions for each injury type, each with a link to the judgment and to the full injury guide.

★ CT · rules that decide claims

The rules in Connecticut.

Statutes and rulings that come up again and again in Connecticut injury claims, each with its source.

Deadline to sueTwo years from the date the injury is first sustained or discovered, and never more than three years from the crash.Conn. Gen. Stat. § 52-584
Fault ruleYou recover as long as your negligence is not greater than the combined negligence of the people you sue, so a 51% share bars you. Below that, the award is reduced by your percentage.Conn. Gen. Stat. § 52-572h(b)
Minimum liability insurance$25,000 per person, $50,000 per accident, $25,000 property damage.Conn. Gen. Stat. § 14-112(a)
Uninsured and underinsured coverEvery Connecticut auto policy must include it, with limits at least equal to the minimum liability limits.Conn. Gen. Stat. § 38a-336(a)
Health insurance paymentsThe judge deducts what your health insurer paid from the economic part of the verdict, unless the insurer has a right to be repaid, in which case nothing is deducted.Conn. Gen. Stat. § 52-225a; Marciano v. Jiminez (Conn. 2016)
Seat belt useNot wearing a belt is not contributory negligence and is not admissible in a civil case.Conn. Gen. Stat. § 14-100a
Limits on pain and sufferingThe statute defining recoverable noneconomic damages lists the reductions a court may make: set-offs, credits, comparative negligence, additur and remittitur. A statutory cap is not among them.Conn. Gen. Stat. § 52-572h(a)(4)
Collateral source deductionHealth insurance and similar payments are deducted from the economic damages after the verdict, except payments the insurer has a right to recover.Conn. Gen. Stat. § 52-225a; Marciano v. Jiminez (Conn. 2016)
★ other US jurisdictions

Compare across United States.

How Connecticut compares with its neighbours in the Northeast on fault rule and limitation period.

JurisdictionFault ruleLimitation
Connecticut· you are hereModified comparative, 51% bar2 years from date of injury
Delaware (DE)Modified comparative, 51% bar2 years from date of injury
District of Columbia (DC)Pure contributory negligence3 years from date of injury
Maine (ME)Modified comparative, 50% bar6 years for personal injury, longest in the US
Maryland (MD)Pure contributory negligence3 years from date of injury
Massachusetts (MA)Modified comparative, 51% bar3 years from date of injury
New Hampshire (NH)Modified comparative, 51% bar3 years from date of injury
New Jersey (NJ)Modified comparative, 51% bar2 years from date of injury
New York (NY)Pure comparative negligence3 years for personal injury; 2 years 6 months for medical malpractice
Pennsylvania (PA)Modified comparative, 51% bar2 years from date of injury
Rhode Island (RI)Pure comparative negligence3 years from date of injury
Vermont (VT)Modified comparative, 51% bar3 years from date of injury

Every United States jurisdiction compared

★ CT · frequently asked

Common questions.

Common questions about personal injury claims in Connecticut, answered with the relevant statutory references.

★ editorial note

This page summarises the Connecticut statutory framework as of 2026-05-09. It is not legal advice. Statutes change, published verdicts move, and the position within any band depends on facts the page can't see. For representation, consult an attorney qualified in Connecticut. See /methodology, /sources, and /disclaimer.