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★ US · South

Personal injury in
Arkansas.

By Reviewed by Abd Shanti, Founder7 min read

Arkansas applies modified-50 comparative fault and gives a relatively long three-year limitation window for general personal injury claims.

Arkansas operates modified comparative negligence with a 50% bar, claimants recover only if they are less than 50% at fault. The general personal injury statute of limitations is three years; medical malpractice runs in two. Punitive damages are capped at the greater of $250,000 or three times compensatory, with a $1 million ceiling.

★ statute of limitations
3 years for personal injury; 2 years for medical malpractice

Ark. Code Ann. § 16-56-105

★ fault rule
Modified comparative, 50% bar

Modified comparative, recovery barred if claimant is 50% or more at fault.

★ AR · statutory caps

What caps recovery.

Caps and ceilings imposed by Arkansas law that bear on settlement values.

★ AR · key facts

What makes Arkansas different.

The handful of details that distinguish this jurisdiction from its neighbours.

★ AR · by injury

Claim values by injury type.

Reported decisions, the limitation clock, and how fault is apportioned for each injury type under Arkansas law.

★ AR · court decisions

What Arkansas courts have decided.

Reported Arkansas decisions for each injury type, each with a link to the judgment and to the full injury guide.

★ AR · rules that decide claims

The rules in Arkansas.

Statutes and rulings that come up again and again in Arkansas injury claims, each with its source.

Deadline to sueThree years for most injury actions, which must “be commenced within three (3) years after the cause of action accrues.”Ark. Code Ann. § 16-56-105, as quoted in Gunn v. Farmers Insurance Exchange (Ark. 2010)
Fault ruleA claimant whose fault is equal to or greater than the fault of the parties sued recovers nothing; a smaller share reduces the award.Ark. Code Ann. § 16-64-122, as applied in Chong Sun Yu v. Metropolitan Fire Extinguisher (Ark. Ct. App. 2006)
Seat belt useAdmissible since the Arkansas Supreme Court struck down the statutory ban.Mendoza v. WIS International (Ark. 2016), in the MyClaimWorth seat belt chart
Caps on damagesThe Arkansas Constitution forbids laws limiting recovery for injury; the Supreme Court struck down the statutory punitive damages cap and upheld a $42 million punitive award.Bayer CropScience v. Schafer (Ark. 2011)
Future surgery costsA jury may hear the cost of future back surgery when the medical evidence shows a sufficient likelihood it will be needed.West Union v. Vostatek (Ark. 1990)
Medical bills evidenceA 2003 law limiting evidence of medical costs to amounts actually paid was held unconstitutional.Johnson v. Rockwell Automation (Ark. 2009)
Insurer’s limitsWhere a hospital cannot be sued directly and the claim runs against its insurer, recovery is limited to the policy’s coverage.ProAssurance Indemnity v. Metheny (Ark. 2012)
Duty to assistA store has no general duty to help a customer take groceries to the car or to warn of the obvious risk of pushing a loaded cart.Kroger Co. v. Smith (Ark. Ct. App. 2005)
★ other US jurisdictions

Compare across United States.

How Arkansas compares with its neighbours in the South on fault rule and limitation period.

JurisdictionFault ruleLimitation
Arkansas· you are hereModified comparative, 50% bar3 years for personal injury; 2 years for medical malpractice
Alabama (AL)Pure contributory negligence2 years from date of injury
Florida (FL)Modified comparative, 51% bar2 years from date of injury (was 4; reduced by HB 837)
Georgia (GA)Modified comparative, 50% bar2 years from date of injury
Kentucky (KY)Pure comparative negligence1 year for personal injury (one of the shortest in the US)
Louisiana (LA)Modified comparative, 51% bar1 year (la prescription), extended to 2 years by Act 423 (2024) for tort claims accruing on or after July 1, 2024
Mississippi (MS)Pure comparative negligence3 years from date of injury
North Carolina (NC)Pure contributory negligence3 years from date of injury
South Carolina (SC)Modified comparative, 51% bar3 years from date of injury
Tennessee (TN)Modified comparative, 50% bar1 year from date of injury, among the shortest in the US
Texas (TX)Modified comparative, 51% bar2 years from date of injury
Virginia (VA)Pure contributory negligence2 years from date of injury
West Virginia (WV)Modified comparative, 51% bar2 years from date of injury

Every United States jurisdiction compared

★ AR · frequently asked

Common questions.

Common questions about personal injury claims in Arkansas, answered with the relevant statutory references.

★ editorial note

This page summarises the Arkansas statutory framework as of 2026-05-09. It is not legal advice. Statutes change, published verdicts move, and the position within any band depends on facts the page can't see. For representation, consult an attorney qualified in Arkansas. See /methodology, /sources, and /disclaimer.