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MyClaimWorth
★ United States · workplace

Workplace claim values
in United States.

By Reviewed by Abd Shanti, Founder9 min read

Workers’-compensation and employer-liability claims. Bands on this page show typical settlement values for workplace cases across the relevant severity tiers; each names its source or is marked as a MyClaimWorth estimate. The position within a band depends on facts the page can't see: severity, prognosis, recovery time, the strength of medical evidence, and any percentage of fault attributed to the claimant under United States's comparative-fault rule.

★ typical band · US
Scheduled statutory benefits, no pain-and-suffering award
Workplace injury (workers compensation)
State workers-compensation schedules; value tracks the impairment rating, the wage rate and future medical, and most claims close by compromise-and-release rather than verdict.
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★ statute of limitations
Varies by state, most commonly 2 or 3 years

State codes

Range: Florida and Texas at 2 years (Tex. Civ. Prac. & Rem. Code § 16.003); New York at 3 years (CPLR § 214); Maine at 6 years (14 M.R.S. § 752, the longest in the US). Statutes of repose layer on top in product-liability and construction-defect cases. Federal Tort Claims Act has its own two-year administrative limitation.

★ fault allocation
Varies by state

Pure contributory negligence (1% bars recovery) in Alabama, Maryland, North Carolina, Virginia, and DC. Pure comparative in 11 states including California, New York, and Washington. Modified comparative with a 50% bar in 10 states. Modified comparative with a 51% bar in 25 states, including Florida since March 2023 and Louisiana since January 1, 2026.

★ caps that bear on this injury

What caps recovery.

Statutory caps and ceilings that apply to workplace damages in United States.

★ US · procedural pathway

From injury to settlement.

The steps a workplace claim moves through under United States law, from medical stability to settlement.

  1. 1
    Reach medical stability and assemble documentation

    Medical records, imaging, expert reports, payslips for lost wages, and receipts for out-of-pocket costs. Documentation gaps drive under-valued settlements.

  2. 2
    Identify the controlling state law

    For an interstate accident, the conflict-of-laws analysis matters. Most states apply lex loci delicti, but a few apply most-significant-relationship analysis under Restatement (Second).

  3. 3
    Compute special damages

    Past and future medical expenses, lost wages, loss of earning capacity, property damage, and reasonable out-of-pocket costs. Future expenses require expert testimony.

  4. 4
    Anchor non-economic damages

    Compare to verdict reporter aggregates in the state. The multiplier method (1.5×, 5× medical specials) is a starting point used by adjusters; courts do not impose it.

  5. 5
    Apply the comparative-fault rule

    Pure comparative reduces by the claimant's percentage; modified-50/51 cuts off above the threshold; contributory bars at 1%.

  6. 6
    Apply statutory caps

    Medical-malpractice caps in CA, TX, OH and others bite on non-economic damages; punitive-damages caps and the State Farm constitutional ceiling apply on punitives.

  7. 7
    Demand letter, mediation, then suit

    Most states allow direct demand against the insurer. Many states require pre-suit mediation in medical-malpractice cases. Suit is the last resort and is rare, over 95% of cases settle.

★ workplace · reported decisions

What courts have awarded for workplace.

Workplace decisions from 51 US jurisdictions we have researched, each linked to the judgment and to the local guide.

★ workplace · local rules

How the rules differ by place.

A rule that shapes workplace claims in each place, with its source.

AlabamaScheduled injuriesInjuries to a body part listed in the statutory schedule, such as a leg, are generally compensated under the schedule rather than as permanent total disability.Ala. Code § 25-5-57(a)(3)a., applied in Solomon Motor Co. v. Dean (Ala. Civ. App. 2008)
CaliforniaTemporary total disability, 2026Maximum $1,764.11 and minimum $264.61 a week, up from $1,680.29 and $252.03.Division of Workers’ Compensation, 2026 TTD rates
District of ColumbiaWeekly benefitTemporary total disability is 66 2/3% of average weekly wages, not above the average weekly wage of insured employees in the District.D.C. Code §§ 32-1508(2), 32-1505(b)
IdahoComp rate67 percent of your average weekly wage, up to 90 percent of the state average; for 2025 injuries the maximum was $965.70 a week. Wage benefits start if you miss more than five days or are hospitalized.Idaho Code §§ 72-408, 72-409; Industrial Commission benefit table
KentuckyTemporary or permanent total disabilityTwo thirds of your average weekly wage, no more than 110% and no less than 20% of the state average weekly wage.KRS 342.730(1)(a)
MassachusettsTemporary total incapacitySixty percent of the average weekly wage, up to the maximum rate, for no more than 156 weeks.G.L. c. 152, § 34
MissouriTemporary total disability66 2/3 percent of average weekly earnings, not more than 105 percent of the state average weekly wage, for up to 400 weeks.Mo. Rev. Stat. § 287.170
New HampshireAttorney fees in compThe board sets a claimant’s attorney’s fees under RSA 281-A:44; Phillips asked for a contingent fee on the full value of his benefits.Appeal of Phillips (N.H. 2016)
North DakotaWeekly benefits from 1 July 2026Maximum $1,614 and minimum $775 a week, based on a state average weekly wage of $1,291 (2.9% higher than 2025).Workforce Safety & Insurance, weekly benefit levels
PennsylvaniaWeekly benefit, 2026Maximum $1,394, equal to the statewide average weekly wage for injuries from 1 January 2026; the rate is 66 2/3% of wages.Department of Labor & Industry, statewide average weekly wage
TennesseeWeekly benefit, injuries from 1 July 2026Two thirds of your average weekly wage, up to $1,488.30 for temporary disability and $1,353.00 for permanent disability, with a minimum of $202.95.Tennessee Bureau of Workers’ Compensation, compensation rates
VirginiaWeekly benefit ratesMaximum $1,507.01 and minimum $376.75 from 1 July 2026; the cost of living adjustment rate is 2.65% from 1 October 2026.Virginia Workers’ Compensation Commission, notice of 2026 rates
★ workplace bands · all 15 jurisdictions

Compare to other countries.

How this injury values across the other jurisdictions on the site. Click any country to read the deeper context.

JurisdictionBand
United States· you are hereScheduled statutory benefits, no pain-and-suffering awardState workers-compensation schedules; value tracks the impairment rating, the wage rate and future medical, and most claims close by compromise-and-release rather than verdict.
United KingdomValued on the JC Guidelines bracket for the underlying injuryEmployer-liability claims carry no separate tariff, the injury bracket governs, applied as in any negligence claim.
IrelandValued on the Personal Injuries Guidelines bracketAssessed by the Injuries Resolution Board under the Personal Injuries Guidelines (2021), which replaced the Book of Quantum.
CanadaStatutory no-fault benefits, no general-damages awardProvincial workers-compensation boards pay wage-loss and permanent-impairment benefits; in exchange workers are barred from suing the employer.
AustraliaStatutory lump sum by whole-person impairmentEach state scheme sets its own WPI threshold for access to common-law damages; below the threshold only statutory benefits are payable.
SpainSocial Security incapacity benefit, plus baremo award on any civil claimOccupational contingencies are covered by Social Security; the baremo scale governs any civil claim beyond it.
ItalyINAIL indemnity by impairment percentageCompulsory INAIL cover indemnifies occupational injury; a civil action against the employer requires fault beyond the insured risk.
GermanyStatutory accident-insurance benefits, no Schmerzensgeld from the employerDGUV cover replaces employer liability; Schmerzensgeld lies only where the employer acted intentionally (SGB VII paras 104-105).
FranceCPAM benefits; enhanced award only on faute inexcusableOccupational accidents are compensated through the CPAM scheme; full tort damages require proof of the employer faute inexcusable.
New ZealandACC weekly compensation and lump sum, no right to sueThe Accident Compensation scheme bars personal-injury litigation entirely; entitlements are statutory.
SingaporeStatutory ceilings for death and permanent incapacityWork Injury Compensation Act as amended 2020, a no-fault route with statutory limits, or a common-law claim instead, but not both.
Hong KongECO statutory compensation by age and incapacityEmployees Compensation Ordinance (Cap. 282), no-fault statutory compensation; a common-law negligence claim may run in addition.
JapanWorkers-accident-compensation benefit by disability gradeRosai labour-standards insurance pays by disability grade; a separate civil claim requires proof of a safety-duty breach.
South KoreaIACI benefit by disability gradeIndustrial Accident Compensation Insurance Act, statutory benefit by grade; civil damages require employer fault.
TaiwanLabour-insurance disability benefit by gradeOccupational Accident Labour Protection framework; employer civil liability runs in parallel with the insurance benefit.
★ US · workplace · frequently asked

Common questions.

Each answer stands on its own and draws on the documents named on this page.

★ all of US
Back to United States

All injury bands, statutes, caps, and procedural pathway for United States.

★ all 15 countries
Workplace · everywhere

Cross-jurisdiction comparison of workplace bands.

★ the working
How we derive bands

Per-jurisdiction methodology, estimates, and known limits.

★ editorial note

Numbers on this page are starting points, not quotes for any specific case. For representation, consult a solicitor or attorney qualified in United States. See /methodology for how each band is derived, /sources for the standing authority list, and /disclaimer for the scope statement.