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★ Illinois · back & spine

Back & spine settlements
in Illinois.

By Reviewed by Abd Shanti, Founder9 min read

In Illinois the medical bills in a back injury case count at their full billed value, not the discounted amount an insurer or Medicare paid. The Supreme Court settled that in a case about a spinal fusion after a red light crash.

Facts that decide a back & spine claim in Illinois

Medical billsA plaintiff may recover the reasonable value of medical care, proven by the billed amount, even if Medicare, Medicaid or an insurer paid less.Wills v. Foster (Ill. 2008)
Preexisting conditionsAn aggravation of an existing back condition is compensable when the crash proximately caused the need for treatment such as fusion surgery.Wills v. Foster (Ill. 2008)
Deadline to sueTwo years: injury actions “shall be commenced within 2 years next after the cause of action accrued.”735 ILCS 5/13-202, as quoted in Mickiewicz v. Generations at Regency (Ill. App. 2020)
Fault ruleYou are barred only if your contributory fault is more than 50% of the proximate cause of the injury; otherwise the award is reduced by your share.735 ILCS 5/2-1116, as explained in Gratzle v. Sears, Roebuck (Ill. App. 1993)
Seat belt useNot wearing a seat belt is not evidence of negligence and cannot reduce any recovery.625 ILCS 5/12-603.1(c), in the MyClaimWorth seat belt chart
★ IL · reported back & spine outcomes

What Illinois courts have awarded.

Real Illinois decisions and verdicts, each linked to the court record or official report.

  • Illinois Supreme Court · 2008
    $80,163 medical award restored

    The defendant drove through a red light. The crash aggravated Sheila Wills’s preexisting condition and led to spinal fusion. Her bills totaled $80,163.47, but Medicare and Medicaid paid $19,005.50, and the trial court cut the award to the lower figure. The Supreme Court reversed both lower courts and restored her right to recover the reasonable value of the care.

  • Illinois Appellate Court, Fifth District · 2022
    $3.14 million verdict reversed, new trial

    A railroad worker hurt his neck and back in a 2015 vehicle accident at work and alleged a supervisor later grabbed his head and neck. A St. Clair County jury awarded $3.14 million against the railroad, but the appeals court reversed and ordered a new trial because of errors at trial.

★ IL · back & spine · in practice

What changes the number here.

What actually moves a back & spine settlement in Illinois.

  1. 1

    Bring the full bills into evidence. Wills v. Foster means a defendant cannot shrink your medical damages to what Medicare or an insurer actually paid, which can multiply the medical part of a back claim.

  2. 2

    A preexisting condition does not end the claim. Wills involved aggravation of an existing problem, and the question was whether the crash caused the need for fusion, not whether the spine was healthy before.

  3. 3

    Large verdicts get close review. The $3.14 million award in McCarthy was sent back for a new trial, which is a reminder that the trial record, not only the injury, decides what a back case finally pays.

★ IL · statute of limitations
2 years from date of injury

735 ILCS 5/13-202

★ IL · fault rule
Modified comparative, 51% bar

Modified comparative, recovery barred at 51% claimant fault.

★ back & spine · same region & fault regime

Compare to like jurisdictions.

How Illinois's fault rule and limitation period compare to jurisdictions in the same US region and to those running the same fault rule for back & spine claims.

JurisdictionFault ruleLimitationBack & spine page
Illinois · you are hereModified comparative, 51% bar2 years from date of injury—
IndianaModified comparative, 51% bar2 years from date of injuryIN · back & spine →
IowaModified comparative, 51% bar2 years from date of injuryIA · back & spine →
KansasModified comparative, 50% bar2 years from date of injuryKS · back & spine →
MichiganModified comparative, 51% bar3 years from date of injuryMI · back & spine →
MinnesotaModified comparative, 51% bar6 years for personal injury (uncommonly long); 4 years for medical malpracticeMN · back & spine →
MissouriPure comparative negligence5 years for personal injury; 2 years for medical malpracticeMO · back & spine →
LouisianaModified comparative, 51% bar1 year (la prescription), extended to 2 years by Act 423 (2024) for tort claims accruing on or after July 1, 2024LA · back & spine →
MassachusettsModified comparative, 51% bar3 years from date of injuryMA · back & spine →
MontanaModified comparative, 51% bar3 years from date of injuryMT · back & spine →
NevadaModified comparative, 51% bar2 years for personal injury; 3 years for medical malpracticeNV · back & spine →
KentuckyPure comparative negligence1 year for personal injury (one of the shortest in the US)KY · back & spine →
MaineModified comparative, 50% bar6 years for personal injury, longest in the USME · back & spine →
★ IL · back & spine · frequently asked

Common questions.

Each answer is independently coherent and references the relevant statute or authority document.

★ editorial note

Figures on this page are not quotes for any specific case. For representation, consult an attorney admitted in Illinois. See /methodology, /sources, and /disclaimer.