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Kentucky · fracture

Fracture settlements
in Kentucky.

By 6 min read

Kentucky applies pure comparative negligence with one of the shortest US personal-injury limitation windows — just one year. For fracture claims specifically, the band is built from the state-by-state tort law · jury verdict reporters · statutory caps framework and then adjusted for Kentucky's pure comparative negligence.

Kentucky applies pure comparative negligence, which means a fracture claimant who is partly responsible for their own injury still recovers — the award is reduced by the percentage of fault attributed to them, but never barred. This is materially more claimant-friendly than the modified or contributory rules in neighbouring jurisdictions, and it shows up in fracture settlements where comparative fault is contested (the claimant who failed to mitigate, the unbelted occupant, the worker who departed from a safety protocol).

Kentucky does not impose a state-specific statutory cap on the standard heads of damage in fracture cases. The band is constrained primarily by jury verdict ranges, insurance policy limits, and the strength of the medical paper trail. Catastrophic fracture claims with documented future care needs can clear the upper end of the band without bumping into a statutory ceiling.

band · US federal frame
$15,000 – $80,000
Wrist or arm fracture
Settlement aggregates

The US band is the starting point. Kentucky's fault rule and any applicable cap then adjust the figure.

KY · statute of limitations
1 year for personal injury (one of the shortest in the US)

Ky. Rev. Stat. § 413.140

KY · fault rule
Pure comparative negligence

Pure comparative negligence — recovery available at any fault percentage.

fracture · same region & fault regime

Compare to like jurisdictions.

How Kentucky's fault rule and limitation period compare to jurisdictions in the same US region and to those running the same fault rule for fracture claims.

JurisdictionFault ruleLimitationFracture page
Kentucky · you are herePure comparative negligence1 year for personal injury (one of the shortest in the US)
LouisianaPure comparative negligence1 year (la prescription) — extended to 2 years by Act 423 (2024) for tort claims accruing on or after July 1, 2024LA · fracture
MississippiPure comparative negligence3 years from date of injuryMS · fracture
North CarolinaPure contributory negligence3 years from date of injuryNC · fracture
South CarolinaModified comparative — 51% bar3 years from date of injurySC · fracture
TennesseeModified comparative — 50% bar1 year from date of injury — among the shortest in the USTN · fracture
TexasModified comparative — 51% bar2 years from date of injuryTX · fracture
MissouriPure comparative negligence5 years for personal injury; 2 years for medical malpracticeMO · fracture
New MexicoPure comparative negligence3 years from date of injuryNM · fracture
New YorkPure comparative negligence3 years for personal injury; 2 years 6 months for medical malpracticeNY · fracture
Rhode IslandPure comparative negligence3 years from date of injuryRI · fracture
MaineModified comparative — 50% bar6 years for personal injury — longest in the USME · fracture
MarylandPure contributory negligence3 years from date of injuryMD · fracture
KY · fracture · frequently asked

Common questions.

Each answer is independently coherent and references the relevant statute or authority document.

editorial note

Figures on this page are starting points: the US band adjusted for Kentucky's statutory framework. They are not quotes for any specific case. For representation, consult an attorney admitted in Kentucky. See /methodology, /sources, and /disclaimer.