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★ Missouri · fracture

Fracture settlements
in Missouri.

By Reviewed by Abd Shanti, Founder9 min read

A man who fell head first out of a spinning gyroscope ride at a fundraiser and fractured a joint in his neck won $1.5 million, and the verdict held. A woman whose ribs broke during a chiropractic adjustment had her case dismissed, then revived on appeal.

Facts that decide a fracture claim in Missouri

Assumption of riskImplied secondary assumption of risk no longer bars a claim; the plaintiff’s conduct goes to comparative fault.Payne v. Fiesta Corp. (Mo. Ct. App. 2018), quoting Coomer
A known risk is not a defense by itselfA provider cannot win summary judgment just by showing fractures are a listed risk of treatment when there is evidence the treatment was negligent.Ragsdale v. Charlton (Mo. Ct. App. 2024)
Deadline against health care providersClaims against physicians, hospitals, chiropractors, physical therapists and other providers must be brought within two years from the date of the act of neglect, with limited exceptions.Mo. Rev. Stat. § 516.105
Deadline to sueFive years for an action “for any other injury to the person or rights of another, not arising on contract.”Mo. Rev. Stat. § 516.120(4)
★ MO · reported fracture outcomes

What Missouri courts have awarded.

Real Missouri decisions and verdicts, each linked to the court record or official report.

  • Missouri Court of Appeals · 2018
    $1,500,000 verdict, affirmed

    At a September 2012 youth football fundraiser, Adam Payne rode a Spaceball, a single seat human gyroscope with a harness locked by a cotter pin and spun by hand. The staff the ride owner said it had trained did not show up, and untrained bystanders did not properly secure him. As a relative spun it, he fell out head first onto the steel floor. The next day a doctor diagnosed an acute left C4 facet joint fracture. His medical bills were $54,000 at filing, and the jury awarded $1,500,000. The court rejected the ride company’s challenges and affirmed.

  • Missouri Court of Appeals · 2024
    Summary judgment reversed

    Phyllis Ragsdale sought chiropractic care in 2016 for persistent back and neck pain and signed a consent form listing risks including sprains, disc irritation and, rarely, fractures. Her first five adjustments went without trouble; on the sixth, three of her ribs were broken. The chiropractor argued fractures are a known risk that can happen without negligence. The trial court granted judgment for the chiropractor, but the Court of Appeals held there were genuine factual disputes over whether the treatment was negligent and caused the fractures.

★ MO · fracture · in practice

What changes the number here.

What actually moves a fracture settlement in Missouri.

  1. 1

    Operators of rides must secure riders. Payne’s verdict rested on staff and bystanders who did not strap him in.

  2. 2

    A signed consent form does not end a negligence claim. Ragsdale’s broken ribs case went back to the trial court.

  3. 3

    Claims against chiropractors and other providers fall under the two year health care deadline, not the five year rule.

  4. 4

    Ask who was trained to run a ride or machine. Payne’s case turned on missing trained operators.

★ MO · statute of limitations
5 years for personal injury; 2 years for medical malpractice

Mo. Rev. Stat. § 516.120, § 516.105

★ MO · fault rule
Pure comparative negligence

Pure comparative negligence, Gustafson v. Benda (1983) abolished the contributory bar.

★ MO · caps

What caps recovery.

Statutory caps that may bear on a fracture settlement in Missouri.

★ fracture · same region & fault regime

Compare to like jurisdictions.

How Missouri's fault rule and limitation period compare to jurisdictions in the same US region and to those running the same fault rule for fracture claims.

JurisdictionFault ruleLimitationFracture page
Missouri · you are herePure comparative negligence5 years for personal injury; 2 years for medical malpractice—
NebraskaModified comparative, 50% bar4 years for personal injury; 2 years for medical malpracticeNE · fracture →
North DakotaModified comparative, 50% bar6 years for personal injury; 2 years for medical malpracticeND · fracture →
OhioModified comparative, 51% bar2 years from date of injuryOH · fracture →
South DakotaSlight versus gross negligence3 years from date of injurySD · fracture →
WisconsinModified comparative, 51% bar3 years from date of injuryWI · fracture →
IllinoisModified comparative, 51% bar2 years from date of injuryIL · fracture →
New MexicoPure comparative negligence3 years from date of injuryNM · fracture →
New YorkPure comparative negligence3 years for personal injury; 2 years 6 months for medical malpracticeNY · fracture →
Rhode IslandPure comparative negligence3 years from date of injuryRI · fracture →
WashingtonPure comparative negligence3 years from date of injuryWA · fracture →
MontanaModified comparative, 51% bar3 years from date of injuryMT · fracture →
NevadaModified comparative, 51% bar2 years for personal injury; 3 years for medical malpracticeNV · fracture →
★ MO · fracture · frequently asked

Common questions.

Each answer is independently coherent and references the relevant statute or authority document.

★ editorial note

Figures on this page are not quotes for any specific case. For representation, consult an attorney admitted in Missouri. See /methodology, /sources, and /disclaimer.