North Dakota applies modified-50 comparative fault with a 6-year personal-injury SOL — among the longest in the US — and a full no-fault auto scheme. For whiplash claims specifically, the band is built from the state-by-state tort law · jury verdict reporters · statutory caps framework and then adjusted for North Dakota's modified comparative — 50% bar and any applicable statutory cap.
★ band · US federal frame
$10,000 – $40,000
Whiplash / soft tissue (1–2 years)
Insurance settlement data plus VerdictSearch tabulations
The US band is the starting point. North Dakota's fault rule and any applicable cap then adjust the figure.
★ ND · statute of limitations
6 years for personal injury; 2 years for medical malpractice
N.D. Cent. Code § 28-01-16, § 28-01-18
★ ND · fault rule
Modified comparative — 50% bar
Modified comparative — recovery barred at 50% claimant fault.
★ ND · caps
What caps recovery.
Statutory caps that may bear on a whiplash settlement in North Dakota.
Medical malpractice non-econ cap
Med-mal claims
$500,000
N.D. Cent. Code § 32-42-02
★ whiplash severity tiers · US frame
How the band stratifies.
The state-by-state tort law · jury verdict reporters · statutory caps stratifies whiplash into the tiers below. North Dakota courts apply the same tier structure, adjusted for state-specific factors.
Severity tier
Band
Basis
Whiplash / soft tissue (minor)
$3,000 – $15,000
Settlement aggregates from insurance industry sources
Whiplash / soft tissue (1–2 years)
$10,000 – $40,000
Insurance settlement data plus VerdictSearch tabulations
★ whiplash · neighbouring jurisdictions
Compare to neighbours.
How North Dakota's fault rule and limitation period compare to other US jurisdictions for whiplash claims.
Jurisdiction
Fault rule
Limitation
Whiplash page
North Dakota · you are here
Modified comparative — 50% bar
6 years for personal injury; 2 years for medical malpractice
Each answer is independently coherent and references the relevant statute or authority document.
How much is a whiplash claim worth in North Dakota?
North Dakota whiplash settlements track the federal US band of $10,000 – $40,000, adjusted for North Dakota's fault rule (modified comparative — 50% bar) and any applicable state cap. The position within the band turns on severity, prognosis, recovery time, and the strength of the medical paper trail.
What fault rule applies to whiplash claims in North Dakota?
Modified comparative — 50% bar. Modified comparative — recovery barred at 50% claimant fault.
What is the statute of limitations for whiplash claims in North Dakota?
6 years for personal injury; 2 years for medical malpractice. Source: N.D. Cent. Code § 28-01-16, § 28-01-18. Filing after the period expires generally bars the claim absent a tolling exception.
Do North Dakota's damages caps reduce whiplash settlements?
Yes — North Dakota applies the following caps that may bear on a whiplash claim: Medical malpractice non-econ cap. Caps are applied to the gross award before any fault-allocation reduction.
Does North Dakota require no-fault first-party recovery for auto-related whiplash claims?
Yes. North Dakota requires PIP first-party recovery before tort-based claims.
Should I hire a North Dakota whiplash attorney?
For all but the most modest claims, yes. North Dakota's fault rule and caps materially affect the calculus, and adjusters value represented claims significantly higher. Most North Dakota personal injury attorneys work on contingency (33–40% typical), with no fee unless you recover.
Figures on this page are starting points: the US band adjusted for North Dakota's statutory framework. They are not quotes for any specific case. For representation, consult an attorney admitted in North Dakota. See /methodology, /sources, and /disclaimer.